CSS Ambulantversicherung myFlex Balance vs. Helsana HOSPITAL FLEX Flex 1: benefits compared
Direct comparison of CSS Ambulantversicherung myFlex Balance and Helsana HOSPITAL FLEX Flex 1 in 4 categories. All values come from the policy terms and are backed by their source.
CSS Ambulantversicherung myFlex Balance is better on 2 features, Helsana HOSPITAL FLEX Flex 1 on 2; both are equal on 3.
- CSS Ambulantversicherung myFlex Balance
- Helsana HOSPITAL FLEX Flex 1
- Compare with other products
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Maternity
| Feature | CSS Ambulantversicherung myFlex Balance | Helsana HOSPITAL FLEX Flex 1 | Result |
|---|---|---|---|
| Waiting period in months | 12 monthsSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 2 | 12 monthsSource: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 1 | equal |
| Home birth | Not coveredSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4 | No verified information | not comparable |
| Breastfeeding allowance | CHF 200Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4 | No verified information | not comparable |
| Birth centre | YesSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4 | No verified information | not comparable |
| Newborns without health check | YesSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 2 | No verified information | not comparable |
Travel abroad
| Feature | CSS Ambulantversicherung myFlex Balance | Helsana HOSPITAL FLEX Flex 1 | Result |
|---|---|---|---|
| Emergency cover cap | UnlimitedSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4 | CHF 500Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2 | CSS Ambulantversicherung myFlex Balance better |
| Worldwide validity | YesSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4 | No verified information | not comparable |
| Planned treatment abroad | Not coveredSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 5 | CHF 500Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2 | Helsana HOSPITAL FLEX Flex 1 better |
| Visit trip for a close relative | YesSource: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 5 | No verified information | not comparable |
Home help
| Feature | CSS Ambulantversicherung myFlex Balance | Helsana HOSPITAL FLEX Flex 1 | Result |
|---|---|---|---|
| Daily cap | CHF 50Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4 | Not coveredSource: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3 | CSS Ambulantversicherung myFlex Balance better |
| Annual cap | CHF 2’000Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4 | No verified information | not comparable |
| Home nursing (per day) | CHF 50Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3 | No verified information | not comparable |
| Maximum number of days | No verified information | Not coveredSource: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3 | not comparable |
Contract terms
Information only, not advice, no guarantee. The insurers' own documents are authoritative.