CSS Spitalversicherung myFlex Balance vs. CSS Spitalversicherung myFlex Economy: benefits compared
Direct comparison of CSS Spitalversicherung myFlex Balance and CSS Spitalversicherung myFlex Economy in 9 categories. All values come from the policy terms and are backed by their source.
CSS Spitalversicherung myFlex Balance is better on 10 features, CSS Spitalversicherung myFlex Economy on 1; both are equal on 19.
- CSS Spitalversicherung myFlex Balance
- CSS Spitalversicherung myFlex Economy
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Hospital
| Feature | CSS Spitalversicherung myFlex Balance | CSS Spitalversicherung myFlex Economy | Result |
|---|---|---|---|
| Free hospital choice across Switzerland | YesSource: Leistungsuebersicht myFlex, edition 2027, p. 2 | YesSource: Leistungsuebersicht myFlex, edition 2027, p. 2 | equal |
| Ward choice at admission | YesSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 2 | YesSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 2 | equal |
| Cost share semi-private (percent) | 20%Source: Leistungsuebersicht myFlex, edition 2027, p. 2 | 40%Source: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 6 | CSS Spitalversicherung myFlex Balance better |
| Cost share private (percent) | 35%Source: Leistungsuebersicht myFlex, edition 2027, p. 2 | 70%Source: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 6 | CSS Spitalversicherung myFlex Balance better |
| Maximum cost share per year | CHF 2’000Source: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 6 | CHF 8’000Source: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 6 | CSS Spitalversicherung myFlex Balance better |
| Psychiatric clinic: maximum days | 90Source: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 3 | 60Source: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 3 | CSS Spitalversicherung myFlex Balance better |
| Rooming-in (per day) | CHF 80Source: Leistungsuebersicht myFlex, edition 2027, p. 2 | Not coveredSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 4 | CSS Spitalversicherung myFlex Balance better |
| Extras for outpatient surgery | YesSource: Leistungsuebersicht myFlex, edition 2027, p. 2 | No verified information | not comparable |
| Ward | General, semi-private or private ward, chosen by the insured before admissionSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 5 | General, semi-private or private ward, chosen by the insured before admissionSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 5 | not comparable |
Alternative medicine
| Feature | CSS Spitalversicherung myFlex Balance | CSS Spitalversicherung myFlex Economy | Result |
|---|---|---|---|
| Coverage (percent) | Not coveredSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 6 | Not coveredSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 6 | equal |
| Annual cap | Not coveredSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 6 | Not coveredSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 6 | equal |
Prevention
| Feature | CSS Spitalversicherung myFlex Balance | CSS Spitalversicherung myFlex Economy | Result |
|---|---|---|---|
| Coverage (percent) | 50%Source: Leistungsuebersicht myFlex, edition 2027, p. 2 | 50%Source: Leistungsuebersicht myFlex, edition 2027, p. 2 | equal |
| Annual cap | CHF 500Source: Leistungsuebersicht myFlex, edition 2027, p. 2 | CHF 300Source: Leistungsuebersicht myFlex, edition 2027, p. 2 | CSS Spitalversicherung myFlex Balance better |
Fitness
| Feature | CSS Spitalversicherung myFlex Balance | CSS Spitalversicherung myFlex Economy | Result |
|---|---|---|---|
| Annual contribution | CHF 500Source: Leistungsuebersicht myFlex, edition 2027, p. 2 | CHF 300Source: Leistungsuebersicht myFlex, edition 2027, p. 2 | CSS Spitalversicherung myFlex Balance better |
Maternity
| Feature | CSS Spitalversicherung myFlex Balance | CSS Spitalversicherung myFlex Economy | Result |
|---|---|---|---|
| Waiting period in months | 12 monthsSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 3 | 12 monthsSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 3 | equal |
| Home birth | YesSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 4 | YesSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 4 | equal |
| Birth centre | YesSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 3 | YesSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 3 | equal |
| Newborns without health check | Not coveredSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 2 | YesSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 2 | CSS Spitalversicherung myFlex Economy better |
Travel abroad
| Feature | CSS Spitalversicherung myFlex Balance | CSS Spitalversicherung myFlex Economy | Result |
|---|---|---|---|
| Emergency cover cap | UnlimitedSource: Leistungsuebersicht myFlex, edition 2027, p. 2 | UnlimitedSource: Leistungsuebersicht myFlex, edition 2027, p. 2 | equal |
| Worldwide validity | YesSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 2 | YesSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 2 | equal |
| Planned treatment abroad | Not coveredSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 5 | Not coveredSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 5 | equal |
Rescue and transport
| Feature | CSS Spitalversicherung myFlex Balance | CSS Spitalversicherung myFlex Economy | Result |
|---|---|---|---|
| Trips to treatments | CHF 1’000Source: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 5 | CHF 250Source: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 5 | CSS Spitalversicherung myFlex Balance better |
Cures and recovery
| Feature | CSS Spitalversicherung myFlex Balance | CSS Spitalversicherung myFlex Economy | Result |
|---|---|---|---|
| Spa cure (per day) | CHF 80Source: Leistungsuebersicht myFlex, edition 2027, p. 2 | CHF 20Source: Leistungsuebersicht myFlex, edition 2027, p. 2 | CSS Spitalversicherung myFlex Balance better |
| Recovery stay (per day) | CHF 80Source: Leistungsuebersicht myFlex, edition 2027, p. 2 | CHF 20Source: Leistungsuebersicht myFlex, edition 2027, p. 2 | CSS Spitalversicherung myFlex Balance better |
Contract terms
Information only, not advice, no guarantee. The insurers' own documents are authoritative.