CSS Spitalversicherung myFlex Economy

Name: CSS Spitalversicherung myFlex Economy
Brand: CSS

Verified benefits of CSS Spitalversicherung myFlex Economy (Hospital): 34 details in 9 categories, each with its source from the policy terms. As of 2027.

Hospital

Rank 8 of 50

Feature	Value
Free hospital choice across Switzerland	YesSource: Leistungsuebersicht myFlex, edition 2027, p. 2
Ward choice at admission	YesSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 2
Cost share semi-private (percent)	40%Source: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 6
Cost share private (percent)	70%Source: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 6
Maximum cost share per year	CHF 8’000Source: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 6
Psychiatric clinic: maximum days	60Source: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 3
Rooming-in (per day)	Not coveredSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 4
Ward	General, semi-private or private ward, chosen by the insured before admissionSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 5

All products in “Hospital” compared

Alternative medicine

Feature	Value
Coverage (percent)	Not coveredSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 6
Annual cap	Not coveredSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 6

All products in “Alternative medicine” compared

Prevention

Rank 16 of 26

Feature	Value
Coverage (percent)	50%Source: Leistungsuebersicht myFlex, edition 2027, p. 2
Annual cap	CHF 300Source: Leistungsuebersicht myFlex, edition 2027, p. 2

All products in “Prevention” compared

Fitness

Rank 5 of 13

Feature	Value
Annual contribution	CHF 300Source: Leistungsuebersicht myFlex, edition 2027, p. 2

All products in “Fitness” compared

Maternity

Rank 2 of 42

Feature	Value
Waiting period in months	12 monthsSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 3
Home birth	YesSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 4
Birth centre	YesSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 3
Newborns without health check	YesSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 2

All products in “Maternity” compared

Travel abroad

Rank =7 of 49

Feature	Value
Emergency cover cap	UnlimitedSource: Leistungsuebersicht myFlex, edition 2027, p. 2
Worldwide validity	YesSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 2
Planned treatment abroad	Not coveredSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 5

All products in “Travel abroad” compared

Rescue and transport

Rank =33 of 34

Feature	Value
Trips to treatments	CHF 250Source: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 5

All products in “Rescue and transport” compared

Cures and recovery

Rank 20 of 37

Feature	Value
Spa cure (per day)	CHF 20Source: Leistungsuebersicht myFlex, edition 2027, p. 2
Recovery stay (per day)	CHF 20Source: Leistungsuebersicht myFlex, edition 2027, p. 2

All products in “Cures and recovery” compared

Contract terms

Rank =49 of 126

Feature	Value
Minimum contract duration in years	3Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3
Cancellation notice in months	3 monthsSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3
Insurer does not cancel after a claim	YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3
No-claims bonus	YesSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 6
Family discount	YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 7
Upgrade without a health check	YesSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 6
Suspension possible	YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3
Accident cover included	YesSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 2
Premium and age	Premiums may be graded by age groups and adjusted to the insured's ageSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3
Notable exclusions	Only acute stays covered; chronic illness, nursing homes and long-term psychiatric day/night clinic stays excluded; no complementary medicine; no hospitals without CSS-recognised wardSource: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 5
Other notable benefits	Inpatient sterilisation covered up to CHF 500 per case.Source: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 4

All products in “Contract terms” compared

Facts

CSS Spitalversicherung myFlex Economy: Free hospital choice across Switzerland: Yes (Leistungsuebersicht myFlex, edition 2027, p. 2).
CSS Spitalversicherung myFlex Economy: Ward choice at admission: Yes (ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 2).
CSS Spitalversicherung myFlex Economy: Cost share semi-private (percent) 40% (ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 6).
CSS Spitalversicherung myFlex Economy: Cost share private (percent) 70% (ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 6).
CSS Spitalversicherung myFlex Economy: Maximum cost share per year CHF 8’000 (ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 6).
CSS Spitalversicherung myFlex Economy: Psychiatric clinic: maximum days 60 (ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 3).
CSS Spitalversicherung myFlex Economy: Rooming-in (per day): Not covered (ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 4).
CSS Spitalversicherung myFlex Economy: Coverage (percent): Not covered (ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 6).
CSS Spitalversicherung myFlex Economy: Annual cap: Not covered (ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 6).
CSS Spitalversicherung myFlex Economy: Coverage (percent) 50% (Leistungsuebersicht myFlex, edition 2027, p. 2).
CSS Spitalversicherung myFlex Economy: Annual cap CHF 300 (Leistungsuebersicht myFlex, edition 2027, p. 2).
CSS Spitalversicherung myFlex Economy: Annual contribution CHF 300 (Leistungsuebersicht myFlex, edition 2027, p. 2).
CSS Spitalversicherung myFlex Economy: Waiting period in months 12 months (ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 3).
CSS Spitalversicherung myFlex Economy: Home birth: Yes (ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 4).
CSS Spitalversicherung myFlex Economy: Birth centre: Yes (ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 3).
CSS Spitalversicherung myFlex Economy: Newborns without health check: Yes (ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 2).
CSS Spitalversicherung myFlex Economy: Emergency cover cap: Unlimited (Leistungsuebersicht myFlex, edition 2027, p. 2).
CSS Spitalversicherung myFlex Economy: Worldwide validity: Yes (ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 2).
CSS Spitalversicherung myFlex Economy: Planned treatment abroad: Not covered (AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 5).
CSS Spitalversicherung myFlex Economy: Trips to treatments CHF 250 (ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 5).
CSS Spitalversicherung myFlex Economy: Spa cure (per day) CHF 20 (Leistungsuebersicht myFlex, edition 2027, p. 2).
CSS Spitalversicherung myFlex Economy: Recovery stay (per day) CHF 20 (Leistungsuebersicht myFlex, edition 2027, p. 2).
CSS Spitalversicherung myFlex Economy: Minimum contract duration in years 3 (AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3).
CSS Spitalversicherung myFlex Economy: Cancellation notice in months 3 months (AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3).
CSS Spitalversicherung myFlex Economy: Insurer does not cancel after a claim: Yes (AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3).
CSS Spitalversicherung myFlex Economy: No-claims bonus: Yes (ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 6).
CSS Spitalversicherung myFlex Economy: Family discount: Yes (AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 7).
CSS Spitalversicherung myFlex Economy: Upgrade without a health check: Yes (ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 6).
CSS Spitalversicherung myFlex Economy: Suspension possible: Yes (AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3).
CSS Spitalversicherung myFlex Economy: Accident cover included: Yes (ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 2).

Direct comparisons

Information only, not advice, no guarantee. The insurers' own documents are authoritative.