Home Supplementary insurance at a glance EGK EGK-SUN EGK-SUN 3 (Allgemein) vs. SWICA Hospita Hospita Allgemein: benefits compared EGK EGK-SUN EGK-SUN 3 (Allgemein) vs. SWICA Hospita Hospita Allgemein: benefits compared
Direct comparison of EGK EGK-SUN EGK-SUN 3 (Allgemein) and SWICA Hospita Hospita Allgemein in 6 categories. All values come from the policy terms and are backed by their source.
EGK EGK-SUN EGK-SUN 3 (Allgemein) is better on 2 features, SWICA Hospita Hospita Allgemein on 1; both are equal on 7.
Hospital
Feature
EGK EGK-SUN EGK-SUN 3 (Allgemein)
SWICA Hospita Hospita Allgemein
Result Free hospital choice across Switzerland
Yes Source: Leistungsübersicht EGK-SUN, edition 2027, p. 2 Yes Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 3 equal Psychiatric clinic: maximum days
90 Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5 No verified information not comparable Ward
General ward in hospital Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3 General ward of SWICA-recognised hospitals in Switzerland and Liechtenstein Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 3 not comparable Acute hospital: maximum days
No verified information Unlimited Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 5 not comparable
All products in “Hospital” compared
Cures and recovery
Feature
EGK EGK-SUN EGK-SUN 3 (Allgemein)
SWICA Hospita Hospita Allgemein
Result Spa cure (per day)
CHF 30 Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5 CHF 30 Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 7 equal Recovery stay (per day)
CHF 30 Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5 CHF 15 Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 7 EGK EGK-SUN EGK-SUN 3 (Allgemein) better Maximum cure days per year
21 Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5 30 Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 7 SWICA Hospita Hospita Allgemein better
All products in “Cures and recovery” compared
Home help
Feature
EGK EGK-SUN EGK-SUN 3 (Allgemein)
SWICA Hospita Hospita Allgemein
Result Home nursing (per day)
CHF 30 Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 6 CHF 30 Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 7 equal Childcare during illness (per day)
CHF 30 Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 6 No verified information not comparable Maximum number of days
No verified information 60 Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 7 not comparable
All products in “Home help” compared
Contract terms
Feature
EGK EGK-SUN EGK-SUN 3 (Allgemein)
SWICA Hospita Hospita Allgemein
Result Minimum contract duration in years
1 Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 1 Source: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6 equal Cancellation notice in months
3 months Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 3 months Source: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6 equal Maximum entry age
60 Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3 No verified information not comparable Insurer does not cancel after a claim
Yes Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 Yes Source: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6 equal Family discount
Yes Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 9 No verified information not comparable Upgrade without a health check
Not covered Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 5 Not covered Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 4 equal Suspension possible
Yes Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 10 No verified information not comparable Accident cover included
Not covered Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3 No verified information not comparable Premium and age
No verified information Entry-age tariff or life-age tariff; life-age groups 26–30 then five-year steps to 71+; automatic switch to entry-age tariff at age 50 Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 8 not comparable Notable exclusions
No verified information Extra costs of medically necessary out-of-canton treatment not covered; cover limited to the difference above the reference tariff for non-covered out-of-canton care Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 5 not comparable Other notable benefits
No verified information Sterilisation at birth (90%, max CHF 500) and jaw surgery (up to CHF 10,000 per year) Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 6 not comparable
All products in “Contract terms” compared
Information only, not advice, no guarantee. The insurers' own documents are authoritative.