Home Supplementary insurance at a glance EGK EGK-SUN EGK-SUN-Flex vs. Helsana HOSPITAL FLEX Flex 2: benefits compared EGK EGK-SUN EGK-SUN-Flex vs. Helsana HOSPITAL FLEX Flex 2: benefits compared
Direct comparison of EGK EGK-SUN EGK-SUN-Flex and Helsana HOSPITAL FLEX Flex 2 in 5 categories. All values come from the policy terms and are backed by their source.
EGK EGK-SUN EGK-SUN-Flex is better on 6 features, Helsana HOSPITAL FLEX Flex 2 on 0; both are equal on 5.
Hospital
Feature
EGK EGK-SUN EGK-SUN-Flex
Helsana HOSPITAL FLEX Flex 2
Result Free hospital choice across Switzerland
Yes Source: Leistungsübersicht EGK-SUN, edition 2027, p. 2 Yes Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2 equal Ward choice at admission
Yes Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3 Yes Source: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 1 equal Cost share semi-private (percent)
15% Source: Leistungsübersicht EGK-SUN, edition 2027, p. 2 20% Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2 EGK EGK-SUN EGK-SUN-Flex better Cost share private (percent)
25% Source: Leistungsübersicht EGK-SUN, edition 2027, p. 2 35% Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2 EGK EGK-SUN EGK-SUN-Flex better Psychiatric clinic: maximum days
90 Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5 60 Source: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 2 EGK EGK-SUN EGK-SUN-Flex better Ward
Ward class chosen by the insured before the stay (general, semi-private or private) Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3 Ward chosen case by case: general, semi-private or private ward throughout Switzerland Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2 not comparable Rooming-in (per day)
No verified information CHF 100 Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2 not comparable
All products in “Hospital” compared
Cures and recovery
Feature
EGK EGK-SUN EGK-SUN-Flex
Helsana HOSPITAL FLEX Flex 2
Result Spa cure (per day)
CHF 50 Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5 Not covered Source: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3 EGK EGK-SUN EGK-SUN-Flex better Recovery stay (per day)
CHF 50 Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5 Not covered Source: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3 EGK EGK-SUN EGK-SUN-Flex better Maximum cure days per year
21 Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5 Not covered Source: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3 EGK EGK-SUN EGK-SUN-Flex better Transitional care after hospital
No verified information Not covered Source: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 2 not comparable
All products in “Cures and recovery” compared
Home help
Feature
EGK EGK-SUN EGK-SUN-Flex
Helsana HOSPITAL FLEX Flex 2
Result Home nursing (per day)
CHF 50 Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 6 No verified information not comparable Childcare during illness (per day)
CHF 50 Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 6 No verified information not comparable Daily cap
No verified information Not covered Source: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3 not comparable Maximum number of days
No verified information Not covered Source: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3 not comparable
All products in “Home help” compared
Contract terms
Feature
EGK EGK-SUN EGK-SUN-Flex
Helsana HOSPITAL FLEX Flex 2
Result Minimum contract duration in years
1 Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 1 Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 equal Cancellation notice in months
3 months Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 3 months Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 equal Maximum entry age
60 Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3 No verified information not comparable Insurer does not cancel after a claim
Yes Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 Yes Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 equal Family discount
Yes Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 9 No verified information not comparable Upgrade without a health check
Not covered Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 5 No verified information not comparable Suspension possible
Yes Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 10 No verified information not comparable Accident cover included
Not covered Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3 No verified information not comparable
All products in “Contract terms” compared
Information only, not advice, no guarantee. The insurers' own documents are authoritative.