Helsana HOSPITAL FLEX Flex 2

Name: Helsana HOSPITAL FLEX Flex 2
Brand: Helsana

Verified benefits of Helsana HOSPITAL FLEX Flex 2 (Hospital): 17 details in 5 categories, each with its source from the policy terms. As of 2027.

Hospital

Rank 6 of 50

Feature	Value
Free hospital choice across Switzerland	YesSource: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2
Ward choice at admission	YesSource: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 1
Cost share semi-private (percent)	20%Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2
Cost share private (percent)	35%Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2
Psychiatric clinic: maximum days	60Source: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 2
Rooming-in (per day)	CHF 100Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2
Ward	Ward chosen case by case: general, semi-private or private ward throughout SwitzerlandSource: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2

All products in “Hospital” compared

Maternity

Rank =15 of 42

Feature	Value
Waiting period in months	12 monthsSource: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 1

All products in “Maternity” compared

Cures and recovery

Feature	Value
Spa cure (per day)	Not coveredSource: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3
Recovery stay (per day)	Not coveredSource: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3
Maximum cure days per year	Not coveredSource: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3
Transitional care after hospital	Not coveredSource: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 2

All products in “Cures and recovery” compared

Home help

Feature	Value
Daily cap	Not coveredSource: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3
Maximum number of days	Not coveredSource: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3

All products in “Home help” compared

Contract terms

Rank =27 of 126

Feature	Value
Minimum contract duration in years	1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2
Cancellation notice in months	3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2
Insurer does not cancel after a claim	YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2

All products in “Contract terms” compared

Facts

Helsana HOSPITAL FLEX Flex 2: Free hospital choice across Switzerland: Yes (Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2).
Helsana HOSPITAL FLEX Flex 2: Ward choice at admission: Yes (ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 1).
Helsana HOSPITAL FLEX Flex 2: Cost share semi-private (percent) 20% (Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2).
Helsana HOSPITAL FLEX Flex 2: Cost share private (percent) 35% (Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2).
Helsana HOSPITAL FLEX Flex 2: Psychiatric clinic: maximum days 60 (ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 2).
Helsana HOSPITAL FLEX Flex 2: Rooming-in (per day) CHF 100 (Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2).
Helsana HOSPITAL FLEX Flex 2: Waiting period in months 12 months (ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 1).
Helsana HOSPITAL FLEX Flex 2: Spa cure (per day): Not covered (ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3).
Helsana HOSPITAL FLEX Flex 2: Recovery stay (per day): Not covered (ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3).
Helsana HOSPITAL FLEX Flex 2: Maximum cure days per year: Not covered (ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3).
Helsana HOSPITAL FLEX Flex 2: Transitional care after hospital: Not covered (ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 2).
Helsana HOSPITAL FLEX Flex 2: Daily cap: Not covered (ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3).
Helsana HOSPITAL FLEX Flex 2: Maximum number of days: Not covered (ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3).
Helsana HOSPITAL FLEX Flex 2: Minimum contract duration in years 1 (AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2).
Helsana HOSPITAL FLEX Flex 2: Cancellation notice in months 3 months (AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2).
Helsana HOSPITAL FLEX Flex 2: Insurer does not cancel after a claim: Yes (AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2).

Direct comparisons

Information only, not advice, no guarantee. The insurers' own documents are authoritative.