EGK EGK-SUN EGK-SUN-Flex vs. ÖKK ÖKK SPITAL SPITAL FLEX MINI: benefits compared
Direct comparison of EGK EGK-SUN EGK-SUN-Flex and ÖKK ÖKK SPITAL SPITAL FLEX MINI in 4 categories. All values come from the policy terms and are backed by their source.
EGK EGK-SUN EGK-SUN-Flex is better on 1 features, ÖKK ÖKK SPITAL SPITAL FLEX MINI on 1; both are equal on 6.
- EGK EGK-SUN EGK-SUN-Flex
- ÖKK ÖKK SPITAL SPITAL FLEX MINI
- Compare with other products
- Have your own policy checked: order the report
Hospital
Maternity
| Feature | EGK EGK-SUN EGK-SUN-Flex | ÖKK ÖKK SPITAL SPITAL FLEX MINI | Result |
|---|---|---|---|
| Birth centre | YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5 | YesSource: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 3 | equal |
| Waiting period in months | No verified information | 12 monthsSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 7 | not comparable |
Cures and recovery
| Feature | EGK EGK-SUN EGK-SUN-Flex | ÖKK ÖKK SPITAL SPITAL FLEX MINI | Result |
|---|---|---|---|
| Spa cure (per day) | CHF 50Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5 | No verified information | not comparable |
| Recovery stay (per day) | CHF 50Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5 | No verified information | not comparable |
| Maximum cure days per year | 21Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5 | 60Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 4 | ÖKK ÖKK SPITAL SPITAL FLEX MINI better |
Contract terms
| Feature | EGK EGK-SUN EGK-SUN-Flex | ÖKK ÖKK SPITAL SPITAL FLEX MINI | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | 3Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 2 | EGK EGK-SUN EGK-SUN-Flex better |
| Cancellation notice in months | 3 monthsSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | 3 monthsSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 6 | equal |
| Maximum entry age | 60Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3 | No verified information | not comparable |
| Insurer does not cancel after a claim | YesSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | No verified information | not comparable |
| Family discount | YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 9 | No verified information | not comparable |
| Upgrade without a health check | Not coveredSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 5 | No verified information | not comparable |
| Suspension possible | YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 10 | YesSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 5 | equal |
| Accident cover included | Not coveredSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3 | No verified information | not comparable |
| Other notable benefits | No verified information | Second medical opinion before planned surgery at insurer's cost; free choice of doctor in semi-private/private wardSource: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 3 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.