Home Common questions about supplementary insurance Which supplementary insurance plans offer “Upgrade without a health check”? Which supplementary insurance plans offer “Upgrade without a health check”?
Comparison of 21 supplementary insurance plans on “Upgrade without a health check” (category Contract terms). Sorted from best to weakest value. Every value is backed by its source in the policy terms.
Best results: CSS Alternativversicherung myFlex (Yes); CSS Ambulantversicherung myFlex Balance (Yes); CSS Ambulantversicherung myFlex Economy (Yes). 21 products were compared.
Rank
Product
Value 1
CSS Alternativversicherung myFlex Yes Source: Leistungsuebersicht myFlex, edition 2027, p. 2 2
CSS Ambulantversicherung myFlex Balance Yes Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 7 3
CSS Ambulantversicherung myFlex Economy Yes Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 7 4
CSS Spitalversicherung myFlex Balance Yes Source: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 6 5
CSS Spitalversicherung myFlex Economy Yes Source: ZB Spitalversicherung myFlex, Ausgabe 01.2009, edition 2027, p. 6 6
CSS Zahnpflegeversicherung 75%, max. CHF 2000 Yes Source: ZB Zahnpflegeversicherung (75%, max. CHF 2000), Ausgabe 01.2013, edition 2027, p. 2 7
KPT Aufnahmegarantie-Zusatzversicherung Sicuranta Yes Source: Besondere Bedingungen Aufnahmegarantie-Zusatzversicherung Sicuranta, edition 2027, p. 1 8
KPT Spital-Zusatzversicherung Flex Flex Top Yes Source: Besondere Bedingungen Spital-Zusatzversicherung Flex Top, edition 2027, p. 5 9
ÖKK ÖKK NATUR NATUR MIDI Yes Source: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 4 10
ÖKK ÖKK NATUR NATUR MINI Yes Source: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 4 11
ÖKK ÖKK NATUR NATUR PLUS Yes Source: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 4 12
Assura Denta Ortho CHF 2000 Not covered Source: BVB Denta Ortho (04.2025), edition 2027, p. 1 13
Assura Denta Ortho CHF 6000 Not covered Source: BVB Denta Ortho (04.2025), edition 2027, p. 1 14
EGK EGK-DENT Klasse 1 Not covered Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 5 15
EGK EGK-DENT Klasse 2 Not covered Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 5 16
EGK EGK-SUN EGK-SUN 2 (Halbprivat) Not covered Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 5 17
EGK EGK-SUN EGK-SUN 3 (Allgemein) Not covered Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 5 18
EGK EGK-SUN EGK-SUN-Flex Not covered Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 5 19
ÖKK ÖKK ELTERN Not covered Source: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 4 20
SWICA Completa Forte Not covered Source: ZB Completa Forte (VVG), edition 2027, p. 8 21
SWICA Hospita Hospita Allgemein Not covered Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 4
Information only, not advice, no guarantee. The insurers' own documents are authoritative.