Home Supplementary insurance at a glance Atupri Mivita Reala vs. SWICA Completa Top: benefits compared Atupri Mivita Reala vs. SWICA Completa Top: benefits compared
Direct comparison of Atupri Mivita Reala and SWICA Completa Top in 9 categories. All values come from the policy terms and are backed by their source.
Atupri Mivita Reala is better on 7 features, SWICA Completa Top on 5; both are equal on 3.
Outpatient
Feature
Atupri Mivita Reala
SWICA Completa Top
Result Sterilisation
CHF 1’000 Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 9 CHF 500 Source: ZB Completa Top (VVG), edition 2027, p. 5 Atupri Mivita Reala better Contraception (percent)
60% Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 7 No verified information not comparable Contraception: annual cap
CHF 1’000 Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 7 No verified information not comparable Ear correction for children
No verified information CHF 1’500 Source: ZB Completa Top (VVG), edition 2027, p. 6 not comparable
All products in “Outpatient” compared
Alternative medicine
Feature
Atupri Mivita Reala
SWICA Completa Top
Result Coverage (percent)
50% Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 4 90% Source: ZB Completa Top (VVG), edition 2027, p. 4 SWICA Completa Top better Annual cap
CHF 1’500 Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 4 No verified information not comparable Therapist requirements
Treatment by a qualified medical doctor or by a naturopath/therapist recognised by Atupri, for methods for which the therapist has Atupri recognition. Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 4 No verified information not comparable Maximum per session
No verified information CHF 80 Source: ZB Completa Top (VVG), edition 2027, p. 4 not comparable
All products in “Alternative medicine” compared
Medicines and medical aids
Feature
Atupri Mivita Reala
SWICA Completa Top
Result Medicines outside the SL (percent)
90% Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 3 90% Source: ZB Completa Top (VVG), edition 2027, p. 4 equal Medical aids (percent)
50% Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 5 90% Source: ZB Completa Top (VVG), edition 2027, p. 6 SWICA Completa Top better Medical aids: annual cap
CHF 750 Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 5 CHF 200 Source: ZB Completa Top (VVG), edition 2027, p. 6 Atupri Mivita Reala better
All products in “Medicines and medical aids” compared
Glasses and contact lenses
Feature
Atupri Mivita Reala
SWICA Completa Top
Result Contribution for adults
CHF 300 Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 5 CHF 200 Source: ZB Completa Top (VVG), edition 2027, p. 6 Atupri Mivita Reala better Period for adults in months
12 months Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 5 36 months Source: ZB Completa Top (VVG), edition 2027, p. 6 Atupri Mivita Reala better
All products in “Glasses and contact lenses” compared
Maternity
Feature
Atupri Mivita Reala
SWICA Completa Top
Result Home birth
Yes Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 8 No verified information not comparable Breastfeeding allowance
CHF 200 Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 8 CHF 200 Source: ZB Completa Top (VVG), edition 2027, p. 5 equal Birth centre
Yes Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 8 No verified information not comparable Newborns without health check
Yes Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 2 No verified information not comparable
All products in “Maternity” compared
Cures and recovery
Feature
Atupri Mivita Reala
SWICA Completa Top
Result Spa cure (per day)
CHF 60 Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 4 CHF 30 Source: ZB Completa Top (VVG), edition 2027, p. 5 Atupri Mivita Reala better Recovery stay (per day)
CHF 60 Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 4 CHF 20 Source: ZB Completa Top (VVG), edition 2027, p. 5 Atupri Mivita Reala better Maximum cure days per year
10 Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 4 30 Source: ZB Completa Top (VVG), edition 2027, p. 5 SWICA Completa Top better
All products in “Cures and recovery” compared
Home help
Feature
Atupri Mivita Reala
SWICA Completa Top
Result Daily cap
CHF 40 Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 6 CHF 30 Source: ZB Completa Top (VVG), edition 2027, p. 6 Atupri Mivita Reala better Maximum number of days
30 Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 6 60 Source: ZB Completa Top (VVG), edition 2027, p. 6 SWICA Completa Top better Home nursing (per day)
CHF 40 Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 11 No verified information not comparable
All products in “Home help” compared
Psychotherapy
Feature
Atupri Mivita Reala
SWICA Completa Top
Result Coverage (percent)
60% Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 7 No verified information not comparable Annual cap
CHF 1’000 Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 7 CHF 3’000 Source: ZB Completa Top (VVG), edition 2027, p. 5 SWICA Completa Top better Therapist requirements
Psychologists and other professionals with a cantonal licence for independent practice or membership of SPV, SBAP or FSP. Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 7 No verified information not comparable Maximum sessions per year
No verified information 60 Source: ZB Completa Top (VVG), edition 2027, p. 5 not comparable
All products in “Psychotherapy” compared
Contract terms
Feature
Atupri Mivita Reala
SWICA Completa Top
Result Minimum contract duration in years
1 Source: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4 No verified information not comparable Cancellation notice in months
3 months Source: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4 3 months Source: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6 equal Maximum entry age
70 Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 2 No verified information not comparable Insurer does not cancel after a claim
Yes Source: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4 No verified information not comparable Premium and age
Premiums are set by current age in age classes and generally rise with age; the premium changes at ages 13, 19, 26, 30, 35, 40, 45, 50, 55, 60, 65 and 70. Source: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 6 No verified information not comparable Notable exclusions
Benefits only for treatment in Switzerland (except emergencies, glasses/aids, spa cures Extensa); no benefits for outpatient hospital treatment, chronic inpatient care, or semi-private/private ward stays; benefits depend on age and sex life phase. Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 3 No verified information not comparable
All products in “Contract terms” compared
Information only, not advice, no guarantee. The insurers' own documents are authoritative.