Home Supplementary insurance at a glance Helsana HOSPITAL FLEX Flex 1 vs. Helsana HOSPITAL FLEX Flex 2: benefits compared Helsana HOSPITAL FLEX Flex 1 vs. Helsana HOSPITAL FLEX Flex 2: benefits compared
Direct comparison of Helsana HOSPITAL FLEX Flex 1 and Helsana HOSPITAL FLEX Flex 2 in 5 categories. All values come from the policy terms and are backed by their source.
Helsana HOSPITAL FLEX Flex 1 is better on 0 features, Helsana HOSPITAL FLEX Flex 2 on 3; both are equal on 13.
Hospital
Feature
Helsana HOSPITAL FLEX Flex 1
Helsana HOSPITAL FLEX Flex 2
Result Free hospital choice across Switzerland
Yes Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2 Yes Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2 equal Ward choice at admission
Yes Source: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 1 Yes Source: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 1 equal Cost share semi-private (percent)
35% Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2 20% Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2 Helsana HOSPITAL FLEX Flex 2 better Cost share private (percent)
50% Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2 35% Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2 Helsana HOSPITAL FLEX Flex 2 better Psychiatric clinic: maximum days
60 Source: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 2 60 Source: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 2 equal Rooming-in (per day)
CHF 50 Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2 CHF 100 Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2 Helsana HOSPITAL FLEX Flex 2 better Ward
Ward chosen case by case: general, semi-private or private ward throughout Switzerland Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2 Ward chosen case by case: general, semi-private or private ward throughout Switzerland Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2 not comparable
All products in “Hospital” compared
Cures and recovery
Feature
Helsana HOSPITAL FLEX Flex 1
Helsana HOSPITAL FLEX Flex 2
Result Spa cure (per day)
Not covered Source: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3 Not covered Source: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3 equal Recovery stay (per day)
Not covered Source: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3 Not covered Source: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3 equal Maximum cure days per year
Not covered Source: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3 Not covered Source: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3 equal Transitional care after hospital
Not covered Source: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 2 Not covered Source: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 2 equal
All products in “Cures and recovery” compared
Home help
Feature
Helsana HOSPITAL FLEX Flex 1
Helsana HOSPITAL FLEX Flex 2
Result Daily cap
Not covered Source: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3 Not covered Source: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3 equal Maximum number of days
Not covered Source: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3 Not covered Source: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 3 equal
All products in “Home help” compared
Contract terms
Feature
Helsana HOSPITAL FLEX Flex 1
Helsana HOSPITAL FLEX Flex 2
Result Minimum contract duration in years
1 Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 1 Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 equal Cancellation notice in months
3 months Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 3 months Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 equal Insurer does not cancel after a claim
Yes Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 Yes Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 equal
All products in “Contract terms” compared
Information only, not advice, no guarantee. The insurers' own documents are authoritative.